Our Services
Welcome to Finance Circle Group
Creating client opportunities through our specialised knowledge,
unique client experience and results driven personalised service.
Our philosophy is simple. Customer First!
✅ Home Loans & Investment Loans
✅ Business Loans and Asset Finance
✅ SMSF Loans and Medical and Dental Practice Loans
Contact
Info@financecirclegroup.com.au
1300 FCGNOW
Nirosh Weerasinghe 0401 976 188
Chamila Suraweera 0402 927 220
Justin Njuguna 0402 618 922
Rajat Kumar 0447 336 396
Suite 92, 135 Cardigan St, Carlton Vic 3053
Get A Free Consultation
Clients
We assist our clients with:
Home Loans
Property Investment Loans
Business Loans and Asset Finance
Healthcare Sector (Medical practices and dentists)
Property Development
Professional Practice Loans (Accountants)
SMSF
Our Services
We personalise our services with a high degree of importance in genuinely understanding what our clients and their families want to achieve in life whether business or personal finance requirements.
Strategic Partnerships
We have relationships with accountants, financial planners, real estate agencies and lawyers. Aim is to achieve long term strategic partnerships to assist our clients with their goals, objectives and dreams.
I required finance to enable me purchase investment properties and wanted to use equity from my unencumbered properties.
I have known Justin Njuguna from Finance Circle Group for more than 5 years. He has always been reliable, knowledgeable and willing to help.
He assisted me and I was able to achieve all my goals.
Excellent work.
I have known Justin Njuguna from Finance Circle Group for more than 5 years. He has always been reliable, knowledgeable and willing to help.
He assisted me and I was able to achieve all my goals.
Excellent work.
So happy that I chose Chamila as my broker. He went above and beyond, answering my questions at anytime, making the process quick and hassle free. Chamila was also able to deliver on everything I was after, better interest rate, minimising debt, etc. I would definitely recommend Chamila and will definitely be using him in again in future financial endeavours. Thanks for your seamless service, professionalism and kindness.
I want to express my sincere gratitude to Rajat Kumar (mortgage broker) for his exceptional service in securing my mortgage loan promptly. After a stressful situation where I almost lost my land deposit, Raj stepped in with efficiency and expertise. His swift action and attention to detail made the entire process seamless. I highly recommend Raj for his professionalism and commitment to ensuring his clients' success in crucial moments. Thank you for turning a potential setback into a smooth and timely mortgage approval. Thank you Raj, you are a jam.
Raj is an amazing broker who saved us from losing our dream land and deposit. We had a very difficult situation where six banks had devalued our land and then two declined our mortgage approval. We were running out of time and options, and we were very stressed and frustrated. Raj came to our rescue and worked tirelessly to find us a lender who was willing to approve our loan within that short period. He was very professional, knowledgeable, and responsive throughout the whole process. He kept us updated and informed every step of the way. He also negotiated a very competitive interest rate and terms for us. Raj went above and beyond our expectations and we are so grateful for his service. We highly recommend Raj to anyone who needs a reliable and trustworthy broker. He is the best in the business! Thank you, Raj, for making our dream come true!
Great experience working with Raj for my first home purchase. He carefully explained the process and was very patient with all my questions and the house hunt. Would highly recommend !
Thank you Raj for all your efforts towards make our dream successful thank you so much
Dean and Nirosh are very helpful to us. Always available to answer all our questions. Explained to us in details the things we need to know.
I had a fantastic experience with getting my property refinanced with help of Raj. Raj helped me get better interest rates for my home loans. He evaluated multiple options and came up with the best recommendation. Raj kept me informed all the way through the process and helped me make decisions to suit my financial situation. He made sure to work around my availability - ready to take calls from me even at late hours. I am truly impressed with how seamless he made the whole process for me and got the process completed promptly and efficiently. Am definitely coming back to him for any future financing/re-financing needs.
Would highly recommend Raj from FCG Brokers, brilliant service!!! Raj has continuously assisted us in getting the best rates for our home loan and loan approval our investment property.
He is absolutely fantastic and makes the whole process stress free.
He is absolutely fantastic and makes the whole process stress free.
Justin has been extremely helpful throughout our journey on refinancing our properties, helping us with our home loans and commercial properties. He’s very skilled and experienced in what he does and I can honestly say that I trust him a great deal. I can strongly recommend him to anyone in search for a broker.
Dean was very efficient, supportive and helpful!
Highly recommend Finance circle group if you are seeking fast and efficient services!
Highly recommend Finance circle group if you are seeking fast and efficient services!
Dean is so helpful and is always so understanding. Thanks for all your help, we love working with you!
We couldn’t thank Justin, enough for everything he has done for us and our properties. Justin is great at his job and has the ability to answer all our questions. Thank you Justin for your amazing services
We had an awesome experience with Dean during our refinance process. Dean is professional and thorough. I have dealt with Dean for the past 5 years and every time the experience has been exceptional. Thanks Dean!
Chamila was very professional and went above and beyond what was asked for. He always kept us informed on the current and evolving situation. We found him an effective problem solver, which we had. I would recommend him to anyone.
Steve & Maria Parton
Steve & Maria Parton
It was truly great having Dean to help us with our refinancing. He is very knowledgeable and knew well about what's the best option for us. We did not even had a single problem during the process. He is very patient answering all my questions and so flexible with all my requests. Highly recommended. Great job Dean!
Dean was super helpful and made sure I got the best mortgage rate once my fixed rate had ended. Highly recommend.
We have sought support from Nirosh Weerasinghe at Finance Circle Group over the last 5 years. It has been an absolute pleasure to deal with the team at Finance Circle Group. Always available to us with a simple phone call or a message. Highly recommend
Dean helped me get into my first home three years ago, and most recently helped me to refinance that property as an investment - things that I never thought I was in a position to achieve before I met Dean! He and his team made the process incredibly simple and stress-free, discussing strategies and options with me before proceeding with the best home loan product for my circumstances. Highly recommended. Thanks Dean & co.!
We’re a returning customer and still very happy with Dean’s services. He helped us with our first home loan 2 years ago and then again for our refinance. He made the process very smooth and easy. 100% would recommend.
Thank you so much Rajat for arranging the best refinance deal for us. You are such a great advisor. You always answer all of my questions with an open heart. I always feel that I am ahead because you always tell me the next steps I need to take and how to prepare for them. Thank you so much for your unconditional support and guidance. 🙏 I would also like to mention that, such a short time period was taken by you to make the things practically true, shows your great passion, genuine interest, your intellectual, knowledge and experience in this field which is incredible.
Excellent service and assistance with refinancing our home loan.
Broker, Raj was very professional and thorough in getting the best deal for us.
Would highly recommend The Finance Circle Group to family and friends.
Broker, Raj was very professional and thorough in getting the best deal for us.
Would highly recommend The Finance Circle Group to family and friends.
Nirosh & his team have been awesome to work with! As this was our first experience buying land we felt super supported! The Finance Circle group are easy to work with, friendly & genuine! Thanks for making the hard stuff easy to understand! Highly recommended Nirosh & Chamila 🙂
Nirosh and his team are an absolute pleasure to deal with. Took the time to understand my situation, and come up with a couple of different options and lending institutions to best suit my circumstances. They are very efficient, (in fact too efficient for me 😜), excellent communication, and always got back to me quickly. Nothing was too much trouble. From the beginning to settlement, it didn’t miss a beat. A very professional service. The smoothest and easiest settlement I have ever been involved with. Thank you Nirosh.
I would highly recommended and use again Chamila from Finance Circle Group
He was so easy to deal with and made our new finance acquirement and refinance experience a breeze. He is extremely knowledgeable as a brocker in his field and always had great advice to give as a customer that works to your benefit. Very prompt and always executed his word. He would always make sure that you had an understanding/grasp of the information before the conversation ended. A fantastic guy with exceptional customer service that has become rare these days. Go Chamila keep up your great work ! A+
He was so easy to deal with and made our new finance acquirement and refinance experience a breeze. He is extremely knowledgeable as a brocker in his field and always had great advice to give as a customer that works to your benefit. Very prompt and always executed his word. He would always make sure that you had an understanding/grasp of the information before the conversation ended. A fantastic guy with exceptional customer service that has become rare these days. Go Chamila keep up your great work ! A+
What a wonderful human and a wonderful experience. Hard to put into words how much financial, mental and emotional support Nirosh offered us during the mortgage process. Buying at Christmas time meant extra work as we aimed to overcome the slow bank holiday period. Nirosh knew the banks and rates and was very friendly in discussing our possibilities as well as helping us identify our boundaries and ensuring we purchased within them. Nirosh was regularly available -super fast in communication actually - and his support also came in the form of recommendations and anecdotes from his own experiences. If you’re new to buying or making these massive decisions than Nirosh is definitely your guy - ready to “hold your hand” all the way through, explain what needs explaining but also encourage you to only do what you’re comfortable with doing.
I have dealt with few Mortgage brokers last 10 years. Was always a win lose relationship. Their first priority was to maximise their commission not that I get the best rates. Some even couldn't do proper calculations and wasted weeks of my time and came back at the last minute claiming that I have misunderstood the numbers. Nirosh and his team were a totally different experience. Nirosh puts his customer's interest first. His attention to details and makes the complex simple attitude is amazing. He will explain things step by step and in a simple way. His working hours are legendary and he responds to all questions in a short time frame too. It's very rare when you find someone taking good care of your financial situation as a friend, not as a customer. I am very impressed and I highly recommend Nirosh and his team.
Nirosh has provided exceptional service for my recent mortgage applications. Nirosh is professional, demonstrates detailed knowledge of the banking sector, is honest, reliable and efficient. My complex matters were managed very efficiently and timely thanks to Nirosh. I highly recommend Nirosh who is also skilled in complex matters as a result of property settlements to name a few. To top it off Nirosh is a really nice person and always gave time to allow me talk things through, which is so appreciated when things appear complex.
Very professional, efficient and highly knowledgable. Absolutely recommended.
Very professional to deal with, friendly and attentive customer service. Efficient & knowledgeable. We were so pleased with the overall manner in which we were looked after and how all was taken care of in such a timely manner. Highly recommend!
I highly recommend Finance Circle Group, the director Nirosh Weerasinghe was terrific to work with. He secured my business partner and I a much better loan arrangement, we will literally be saving thousands of dollars every year! He was also very attentive, responding immediately to any queries, he really put his clients first! THANK YOU NIROSH!
Highly recommend charmila absolutely overwhelmed with the experience I had with him. Went over and beyond to get the job done while keeping me updated every step of the way. Many many thanks to him
Absolutely FANTASTIC service from start to finish. Chamila assessed our finance needs and gave us some great options in the quest to purchase our first home, our second home, and now multiple investment properties.
He has really helped us to build our financial portfolio which continues to grow. He has been there since day one, when we were looking at our first home and expecting our first child at the same time; he took the finance stress away. Now, many years later, he still cares; and continues to go above and beyond to support our finance needs.
I wouldn’t waste my time going anywhere else.
I can confidently and honestly say “If you are looking for a business that not only offers an amazing service but also takes a real interest in their clients and their future, Finance Circle Group is the business for you”. Chamila, thank you for caring so much.
He has really helped us to build our financial portfolio which continues to grow. He has been there since day one, when we were looking at our first home and expecting our first child at the same time; he took the finance stress away. Now, many years later, he still cares; and continues to go above and beyond to support our finance needs.
I wouldn’t waste my time going anywhere else.
I can confidently and honestly say “If you are looking for a business that not only offers an amazing service but also takes a real interest in their clients and their future, Finance Circle Group is the business for you”. Chamila, thank you for caring so much.
I highly recommend Nirosh
He is so professional and overall a really great person to deal with
He is so professional and overall a really great person to deal with
My wife and i found Nirosh Weerasinghe a friendly and helpful person to deal with and so very grateful of the time and effort he has shown. I would not hesitate to recommend his services to all.
I highly recommend Chamila Suraweera. He helped us re-finance our first investment property and assisted us with getting a mortgage for our own home. He has looked after us from the get go and will always look out for your best interests, and most importantly hunt for the best rates around. If you are looking for finance, do yourself a favour and bypass banks and approach the guys at Finance Circle Group - you won't regret it.
So amazing and easy to deal with! Nirosh has been a great help with my partner and I helping us to find the best loan and house suitable to us to get our first family home! Couldn’t recommend enough ! 🙂
Nirosh Weerasinghe recently assisted in the refinancing of a loan on a commercial building.. His sound advice and friendly communication has resulted in a new loan at much more favourable rates. I would highly recommend the charming Nirosh. Thank you Dr.Elvis and Mark for the recommendation. Lisa
I would highly recommend FCG. Nirosh was patient and extremely helpful at every step along the way to buying our property.
My husband and I have been looked after by Nirosh at Finance Circle Group for the last few months and he has been incredible. He has gone above and beyond in not only accomodating our needs and at times that suit us (coming over at 7:30pm on a Sunday night to discuss our requirements), to answering endless questions and clarifying any information we needed. He ensured that we were getting the best options available and assistance from the best people in the business. He has secured our pre approval in record time and we know that we are able to call with any questions we have, he is so friendly and approachable - checking in with each auction we attend. I highly recommend Nirosh and the team ta Finance Circle Group for all your finance and home buying needs.
Fantastic guy!! Nirosh is highly professional and gracious. Thank you for your exceptional service.
My husband and I are so pleased to have utilized the services of Finance Circle Group. Nirosh was extremely professional and easy to talk to.
He went out of his way to make sure the refinancing of our home loan and securing an investment loan not only went smoothly, we also saved money in the process.
We will definitely use their services in the future. Highly recommend.
He went out of his way to make sure the refinancing of our home loan and securing an investment loan not only went smoothly, we also saved money in the process.
We will definitely use their services in the future. Highly recommend.
WANT TO KNOW MORE ABOUT OUR SERVICES
Happy New Year – This is the beginning of anything you want
This New Year Believe that anything is possible Start each day with goals Eat real food Buy good books and make time to read them Drink water Exercise daily even when it sounds like a terrible ideaShop for quality not quantity Purge the unnecessary and decrease...
What to consider Before Buying a Business
When you're looking to buy a business it's important that you do your homework. Your research should include a detailed review of the industry, your competitors, the financial statements of the business and emerging trends that could impact operations. It is also...
Can your profession save you on your Home or Investment Loan?
There are some professions such as Accountants, Lawyers and Medical professionals (doctors, dentists, vets etc) are commonly eligible for home loan discounts, or particular loan types without fees. The benefits differ depending on specific professions. Lenders have...
LVR for Lending – Simplified
Loan to Value Ratio Whether you are a medical or dental practitioner or an investor looking to build their business/property portfolio; lenders will say that they will lend you a percentage of an asset. This is known as Loan to Value Ratio (“LVR”)). Say you’re about...
Brokers responsible for 56% of major bank lending business
Mortgage brokers have become the primary distribution channel for a major lender, whose CEO concedes that customers no longer want to visit branches. ANZ this week released its full-year results for the 12 months to 30 September. Over the period, brokers originated 56...
Borrowers may unknowingly be on Interest Only Loans
A new report from global investment bank UBS noted that up to a third of home loan borrowers may not realise they’re on interest-only loans, and confusion around the types of loans borrowers have taken out has begun to emerge. Because monthly repayments on...
Our Testimonials
Always looked for solutions and options for our company. Absolutely dedicated and would have in my business in a heartbeat.
Was very committed to the success of our company, ensuring that risk to the business was always well assessed. Was more than happy to work with our accountant.
Guidance provided to structure our loans along with our accountant was invaluable. Not only found a solution for our current issue; also managed to work with our current bank
The best service I have personally received from a banker/broker, always but always happy to go that extra for you and in a friendly and professional manner.
Finance Circle Group is a credit representative (501427) of Vow Financial Pty Ltd ABN 66 138 789 161 (Australian Credit Licence 390261).
Contact Us
Email us:
Info@financecirclegroup.com.au
Call us:
1300 FCGNOW
1300 324669